FRACTIONAL
CFO
fINANCIAL CLARITY
GROWTH
STRATEGIES
Fractional CFO Services
Every client gets the same five services, delivered in plain English. This is not bookkeeping and not tax prep. It’s the full finance function, sized to your business and billed as one flat monthly fee.
Cash Is King
Why is cash so tight if we’re making money?
↻ DELIVERY: Weekly | ◷ PERIOD: Next 13 weeks.
13-week rolling cash flow forecast. A week-by-week look at the money coming in and going out over the next three months, updated every week, so payroll, big purchases, and loan payments never catch you off guard.
The Scoreboard
Am I actually making money, and where?
↻ DELIVERY: Monthly | ◷ PERIOD: Prior month.
Monthly financial statement review and KPI reporting. Every month I review your profit and loss, balance sheet, and cash flow statement, then turn them into a one-page scoreboard: what's driving results, where performance needs attention, and the three to five numbers that matter most in your kind of business, explained in plain English.
- One-page monthly scoreboard
- Key numbers chosen for your industry
- Monthly call to walk through what changed
- Forecast updated every week
- Early warning when cash will run short
- A clear view of when money actually arrives
The Game Plan
Can I afford it: the hire, the truck, the new location?
↻ DELIVERY: Monthly | ◷ PERIOD: Next 12 months.
Annual budget and financial projections. A realistic budget for the year and a model of what’s ahead, so you can test a big decision on paper before you spend a dollar. Then you see each month whether you’re ahead or behind.
- Annual budget built with you
- Scenario modeling for big decisions
- Monthly budget vs. actual review
Eyes on the Prize
Where should we be next year, what can I pay myself, and when should I sell?
↻ DELIVERY: Quarterly | ◷ PERIOD: Next 1–3 years.
Goal setting and strategic planning. We set three to five clear targets for the year: sales, profit, a cash cushion, what you take home, and potential exit timing. We break them into quarterly milestones and check in every quarter to keep you on track.
- Three to five annual targets
- Quarterly milestones
- Quarterly check-ins
Plug the Leaks
Is money slipping through the cracks?
↻ DELIVERY: Quarterly | ◷ PERIOD: Current processes.
Internal controls and financial integrity review. I take a forensic look at how money moves through your business: billing, paying vendors, and who approves what. The goal is to catch errors, missed charges, and theft before they add up.
- Billing and collections review
- Vendor payment and approval controls
- Written list of fixes, in priority order
Pricing
One flat monthly fee
Sized to your business. Your fee depends on the size and complexity of your business, and it covers all five services. Agreements run one year.
Frequently Asked Questions
Do I still need my bookkeeper and tax preparer?
Yes. Bookkeeping and tax preparation stay with them. I work alongside them and use their records to build your reporting.
What accounting software do you use?
I work from whatever system you already use, including QuickBooks Online.
How long is the agreement?
Agreements run one year.
Do you work with businesses outside North Carolina?
Yes.